Just think: it’s July, getting close to triple digits, and your air conditioner dies. It just dies. Doesn’t work. No more AC system, no more cool air to combat the summer heat and keep your home comfortable. No more anything.
So you call an air conditioning company to come take a look and they validate what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of air conditioner(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you understand that the typical consumer in the United States has less than $5,000 they can get their hands on, it makes perfect sense. So when life happens and things fail, and unexpected expenditures such as an air conditioner repair or replacement is mandatory, it is essential that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their heating or air conditioning systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the full amount as quickly but can afford a lower cost each month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new HVAC system more affordable, while also getting an efficient system that will help reduce energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, why wait? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you discover which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to get started!