Financing Options from Service Experts Heating & Air Conditioning

Just think: it’s mid-summer, getting close to triple digits, and your air conditioning unit dies. It just dies. Gone. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything. 

So you call an HVAC company to come check everything and they confirm what you already knew – you have to buy a new system. And then they tell you something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of system(s) you want, the style of home(s) you have, and the type of energy source you’d like. 

So what do you do? Spend your summer soaking in sweat and taking cold showers? Or use all your savings (and maybe sell a kidney) to cover the cost of a new air conditioner? 

Or option three? Financing. 

Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the average consumer in the United States has no more than $5,000 they can get their hands on, it makes complete sense. So when life happens and things breakdown, and unexpected expenditures such as an HVAC system repair or replacement is required, it is crucial that we have affordable financing options available. 

At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their heating or air conditioning systems. The first group of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available money to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires. 

Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower cost each month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help lower energy bills while providing home comfort. 

The financing programs at Service Experts Heating & Air Conditioning include the following: 

  • Low monthly payments 
  • No down payment 
  • No annual fees 
  • No prepayment penalties 
  • Competitive interest rates 

With so many options, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to get started! 

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